Job Summary
A company is looking for an Underwriter IV to review and underwrite various types of residential mortgage loans.
Key Responsibilities
- Underwrite Conventional, USDA, FHA, MHDC, 203k, and VA loans to ensure compliance with guidelines
- Verify documentation related to mortgage originations, including income, asset, credit, appraisal, and title information
- Meet productivity and Quality Control goals while communicating required conditions for file approvals
Required Qualifications, Training, and Education
- Broad understanding of residential mortgage loans and familiarity with mortgage loan products
- Knowledge of Encompass Database software and Desktop Underwriter, Loan Prospector, and FHA Connection
- DE and SAR Certification required
- Ability to manage multiple files and adapt to changes in the work environment
- Strong work ethic and positive attitude
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