Alabama Licensed Mortgage Underwriter

Job Summary

A company is looking for a Mortgage Senior Underwriter.

Key Responsibilities:

• Underwrite conventional and government residential mortgage loans per product and investor guidelines
• Ensure compliance with investor requirements, federal and state laws, and perform risk assessments of credit and collateral
• Respond to post-closing issues and assist management with loan conditions and expedited closings

Required Qualifications:

• Associate's degree or equivalent experience (2 years relevant work experience plus 4-6 years mortgage underwriting experience)
• Direct Endorsement (DE) or LAPP approval preferred
• Full knowledge of credit risk and understanding of appraisals
• Thorough knowledge of DU/LP valuations and applicable industry tools
• Understanding of conforming and non-conforming guidelines