Commercial Credit Analyst

Job Summary

A company is looking for a Commercial Credit Analyst to review merchant accounts and assess financial risks.

Key Responsibilities

• Conduct risk assessments and produce written summaries for credit approval
• Perform detailed financial statement analysis and maintain accurate portfolio reports
• Support underwriting processes for new and existing merchants and update credit policies

Required Qualifications

• Bachelor's degree in accounting, economics, or finance preferred
• Minimum 4 years of experience in commercial credit analysis and underwriting
• Experience analyzing and approving loans or exposures greater than $500,000
• Advanced Excel skills and experience with financial analysis
• Familiarity with Salesforce or comparable CRM tools and credit monitoring resources