Credit Risk Lead

Job Summary

A company is looking for a Credit Risk Lead who will take ownership of the credit strategy and policy.

Key Responsibilities:

• Own the Credit Policy by making iterative improvements based on data and business needs
• Monitor Loan Book Performance through dashboards and analysis of default rates
• Evolve the Underwriting Model by adjusting risk weightings and collaborating with engineering and data teams

Required Qualifications:

• Experience building or evolving credit policy at a lender
• Background in fintech with understanding of underwriting differences between tech and traditional financial services
• Familiarity with small business underwriting or willingness to learn
• Strong analytical skills with a focus on data-driven decision making
• Ability to lead strategic discussions and manage risk-reward balance effectively