Credit Product Officer

Job Summary

A company is looking for a Credit Product Officer to support its credit and commercial lending functions.

Key Responsibilities

• Underwrite commercial requests, modifications, and conduct portfolio reviews
• Interpret financial statements and perform cash flow analysis
• Assess credit worthiness and present findings to management

Required Qualifications

• Knowledge of lending standards, banking laws, and credit policies
• Proficiency in Microsoft Office, especially Excel
• Ability to analyze financial reports and legal documents
• Experience in performing credit underwriting with minimal assistance
• Understanding of mathematical concepts relevant to financial analysis