Non-QM Underwriter

Job Summary

A company is looking for a Non-QM Underwriter.

Key Responsibilities

• Perform cash flow analysis on bank statements to determine income used for loan qualification
• Underwrite various Non-QM loans and evaluate mortgage loan applications for compliance with guidelines
• Review loan submissions, generate initial credit decisions, and summarize exception loans for escalation

Required Qualifications

• Experience in Non-conforming/Non-Agency Jumbo underwriting
• Knowledge of underwriting requirements for FNMA, FHLMC, and private investors
• Five or more years of mortgage underwriting experience with Non-Conforming or Non-Agency Jumbo loans
• High School Diploma or equivalent
• Experience with Encompass 360