Credit Product Analyst

Job Summary

A company is looking for a Credit Product Analyst to support credit and commercial lending functions.

Key Responsibilities

• Underwrite commercial requests, modifications, and conduct line of credit and annual portfolio reviews
• Analyze financial statements and perform cash flow and personal financial statement analysis
• Develop knowledge of lending standards, banking laws, and bank credit policies and procedures

Required Qualifications

• Bachelor's Degree in a business-related field (Accounting or Finance preferred)
• Understanding of commercial credit underwriting and analysis or relevant accounting/finance experience
• Formal Credit Training preferred
• Basic understanding of commercial loan structures and underwriting
• Basic understanding of commercial real estate, commercial and industrial, and small business loans preferred